/* ════════════════════════════
   TOKENS — matches blog theme
════════════════════════════ */
:root{
  --navy:#0F2A4A;--navy2:#1A3A6B;
  --blue:#1A56DB;--blue2:#1648C0;
  --sky:#EBF3FF;--sky2:#DBEAFE;
  --green:#16A34A;--green-lt:#F0FDF4;
  --amber:#D97706;--amber-lt:#FFFBEB;
  --red:#DC2626;
  --slate:#64748B;--border:#E2E8F0;
  --white:#FFFFFF;--bg:#F8FAFC;
  --text:#1E293B;
  --radius:10px;
  --shadow:0 1px 4px rgba(0,0,0,.08),0 4px 16px rgba(0,0,0,.06);
  --shadow-hover:0 6px 24px rgba(0,0,0,.12);
  --card-border:  #e2e8f0;
  --radius-lg:    14px;
  --card-shadow:  0 1px 4px rgba(0,0,0,.07), 0 4px 16px rgba(0,0,0,.04);
  --text-primary: #0f172a;
  --success:      #16a34a;
  --text-muted:   #64748b;
  --max-w:        1200px;
  --text-light:   #94a3b8;


}

/* ════════════════════════════
   RESET
════════════════════════════ */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:'Inter',sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{line-height:1.25}
:focus-visible{outline:3px solid #60A5FA;outline-offset:2px}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{transition-duration:.01ms!important}}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}

/* ════════════════════════════
   LAYOUT
════════════════════════════ */
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}

/* ════════════════════════════
   HEADER
════════════════════════════ */
.site-header{background:var(--navy);padding:14px 0;position:sticky;top:0;z-index:200;box-shadow:0 2px 8px rgba(0,0,0,.25)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo{flex-shrink:0;}
.logo a{display:flex;flex-direction:column;text-decoration:none;}
.logo-title{font-family:'DM Serif Display',serif;font-size:1.35rem;font-weight:400;color:#fff;line-height:1.1;}
.logo-title span{color:#60A5FA;}
.logo-tagline{margin-top:2px;font-size:.68rem;color:#94A3B8;letter-spacing:.05em;text-transform:uppercase;}



.menu-toggle{display:none;background:none;border:none;cursor:pointer;padding:4px 6px}
.menu-toggle span{display:block;width:22px;height:2px;background:#CBD5E1;margin:5px 0;border-radius:2px;transition:all .25s}
.site-nav{display:flex;gap:4px;align-items:center;flex-wrap:wrap}
.site-nav a{color:#CBD5E1;font-size:.82rem;font-weight:500;padding:5px 10px;border-radius:6px;transition:all .2s}
.site-nav a:hover{color:#fff;background:rgba(255,255,255,.08);text-decoration:none}
.site-nav a.active{background:#2563EB;color:#fff;font-weight:600;border-radius:8px;box-shadow:0 2px 8px rgba(37,99,235,.25);}
.site-nav a.active:hover{color:#fff;background:rgba(255,255,255,.08);text-decoration:none;}
.nav-cta{background:var(--blue)!important;color:#fff!important;border-radius:7px!important;padding:6px 14px!important;font-weight:600!important}
.nav-cta:hover{background:var(--blue2)!important}

/* ════════════════════════════
   HERO
════════════════════════════ */
/* ════════════════════════════
   HERO
════════════════════════════ */
.hero{
    background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 55%,#1B4480 100%);
    padding:40px 0 34px;
    color:#fff;
    position:relative;
    overflow:hidden;
}

.hero::after{
    content:'';
    position:absolute;
    inset:0;
    background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    pointer-events:none;
}

.hero-inner{
    position:relative;
    z-index:1;
    max-width:980px;
}

.hero-left .eyebrow{
    font-size:.72rem;
    font-weight:700;
    text-transform:uppercase;
    letter-spacing:.1em;
    color:#60A5FA;
    margin-bottom:12px;
    display:flex;
    align-items:center;
    gap:8px;
}

.hero-left .eyebrow::before{
    content:'';
    width:20px;
    height:2px;
    background:#60A5FA;
    border-radius:2px;
}

.hero-left h1{
    font-family:'DM Serif Display',serif;
    font-size:clamp(2rem,4vw,3rem);
    font-weight:400;
    line-height:1.15;
    color:#fff;
    margin-bottom:16px;
    max-width:900px;
}

.hero-left h1 em{
    color:#60A5FA;
    font-style:normal;
}

.hero-left p{
    color:#B9D4F2;
    font-size:1rem;
    line-height:1.75;
    max-width:900px;
    margin-bottom:24px;
}

.hero-search{
    display:flex;
    gap:0;
    max-width:620px;
    background:rgba(255,255,255,.08);
    border:1.5px solid rgba(255,255,255,.15);
    border-radius:10px;
    overflow:hidden;
    margin-bottom:20px;
}

.hero-search input{
    flex:1;
    padding:13px 16px;
    border:none;
    background:transparent;
    color:#fff;
    font-size:.9rem;
    font-family:inherit;
    outline:none;
}

.hero-search input::placeholder{
    color:#94A3B8;
}

.hero-search input:focus{
    background:rgba(255,255,255,.05);
}

.hero-search button{
    padding:13px 22px;
    background:var(--blue);
    color:#fff;
    border:none;
    font-weight:600;
    font-size:.9rem;
    cursor:pointer;
    transition:background .2s;
}

.hero-search button:hover{
    background:var(--blue2);
}

.hero-pills{
    display:flex;
    flex-wrap:wrap;
    gap:8px;
}

.hero-pill{
    padding:5px 14px;
    background:rgba(255,255,255,.08);
    border:1px solid rgba(255,255,255,.15);
    border-radius:999px;
    color:#CBD5E1;
    font-size:.76rem;
    font-weight:500;
    transition:.2s;
}

.hero-pill:hover{
    background:rgba(96,165,250,.12);
    border-color:#60A5FA;
    color:#60A5FA;
    text-decoration:none;
}

/* Hero stats strip */
.hero-stats{
    background:rgba(255,255,255,.06);
    border-top:1px solid rgba(255,255,255,.08);
    margin-top:20px;
    padding:10px 0;
}

.stats-inner{
    display:flex;
    justify-content:space-between;
    align-items:center;
    gap:8px;
}

.stat-item{
    flex:1;
    text-align:center;
    min-width:0;
}

.stat-num{
    display:block;
    font-family:'DM Serif Display',serif;
    font-size:1.6rem;
    line-height:1;
    color:#60A5FA;
}

.stat-label{
    margin-top:4px;
    font-size:.72rem;
    color:#94BBDD;
    text-transform:uppercase;
    letter-spacing:.05em;
    line-height:1.2;
}

/* ==========================
   Tablet
========================== */

@media (max-width:768px){

    .hero-stats{
        padding:8px 0;
    }

    .stats-inner{
        gap:4px;
    }

    .stat-num{
        font-size:1.2rem;
    }

    .stat-label{
        font-size:.60rem;
        letter-spacing:0;
    }

}

/* ==========================
   Small Phones
========================== */

@media (max-width:480px){

    .stats-inner{
        gap:2px;
    }

    .stat-num{
        font-size:1.05rem;
    }

    .stat-label{
        font-size:.52rem;
        line-height:1.15;
    }

}

/* ════════════════════════════
   SECTION UTILS
════════════════════════════ */
.section-head{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:20px}
.section-head h2{font-family:'DM Serif Display',serif;font-size:1.3rem;font-weight:400;color:var(--navy)}
.section-head a{font-size:.78rem;font-weight:600;color:var(--blue)}
.section-eyebrow{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--blue);margin-bottom:6px;display:flex;align-items:center;gap:6px}
.section-eyebrow::before{content:'';width:16px;height:2px;background:var(--blue);border-radius:2px}

/* ════════════════════════════
   AD PLACEHOLDERS
════════════════════════════ */
.ad-banner{background:#F1F5F9;border:1px dashed #CBD5E1;border-radius:var(--radius);display:flex;align-items:center;justify-content:center;color:var(--slate);font-size:.72rem;font-weight:500;text-align:center;letter-spacing:.04em;text-transform:uppercase}
.ad-leaderboard{height:90px;margin:16px 0}
.ad-rect{height:250px;width:100%}

/* ════════════════════════════
   MAIN GRID
════════════════════════════ */
.content-wrap{padding:32px 0 48px}
.content-grid{display:grid;grid-template-columns:1fr 300px;gap:28px;align-items:start}


/* ════════════════════════════
   POST LIST (compact)
════════════════════════════ */
.post-list{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;margin-bottom:28px}
.post-row{display:flex;gap:14px;padding:13px 16px;align-items:flex-start;border-bottom:1px solid var(--border);transition:background .15s}
.post-row:last-child{border-bottom:none}
.post-row:hover{background:var(--sky)}
.post-row-num{font-family:'DM Serif Display',serif;font-size:1.2rem;color:#CBD5E1;flex-shrink:0;width:24px;padding-top:2px}
.post-row-body{flex:1;min-width:0}
.post-row-body .cat{font-size:.67rem;font-weight:700;color:var(--blue);text-transform:uppercase;letter-spacing:.06em}
.post-row-body h3{font-size:.87rem;font-weight:600;color:var(--navy);margin:3px 0;line-height:1.4}
.post-row-body h3 a{color:inherit}
.post-row-body h3 a:hover{color:var(--blue);text-decoration:none}
.post-row-body .date{font-size:.71rem;color:var(--slate)}


/* ════════════════════════════
   SIDEBAR
════════════════════════════ */
.sidebar{display:flex;flex-direction:column;gap:22px;position:sticky;top:72px}
.sidebar-widget{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.widget-head{padding:13px 18px;border-bottom:1px solid var(--border);background:var(--sky)}
.widget-head h3{font-size:.77rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--navy)}
.widget-body{padding:16px 18px}

/* Calculator CTA widget */
.calc-cta-widget{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff}
.calc-cta-widget .widget-head{background:rgba(255,255,255,.07);border-bottom-color:rgba(255,255,255,.1)}
.calc-cta-widget .widget-head h3{color:#60A5FA}
.calc-cta-widget .widget-body{padding:18px}
.calc-cta-widget p{color:#94BBDD;font-size:.82rem;line-height:1.65;margin-bottom:14px}
.cta-btn{display:block;width:100%;padding:10px;text-align:center;background:var(--blue);color:#fff;border-radius:8px;font-weight:700;font-size:.83rem;margin-bottom:8px;transition:background .2s;text-decoration:none}
.cta-btn:hover{background:var(--blue2);text-decoration:none}
.cta-btn.outline{background:transparent;border:1.5px solid rgba(255,255,255,.2);color:#CBD5E1}
.cta-btn.outline:hover{border-color:#fff;color:#fff;background:transparent}

/* Quick links widget */
.quick-links{list-style:none}
.quick-links li{border-bottom:1px solid var(--border)}
.quick-links li:last-child{border-bottom:none}
.quick-links a{display:flex;align-items:center;justify-content:space-between;padding:9px 0;font-size:.82rem;font-weight:500;color:var(--navy);text-decoration:none;transition:color .15s}
.quick-links a:hover{color:var(--blue)}
.quick-links .ql-icon{font-size:1rem;flex-shrink:0;width:26px;text-align:center}
.quick-links .ql-label{flex:1;padding:0 8px}
.quick-links .ql-arrow{color:#CBD5E1;font-size:.8rem}
.quick-links a:hover .ql-arrow{color:var(--blue)}

/* Popular posts */
.popular-item{display:flex;gap:10px;padding:10px 0;border-bottom:1px solid var(--border);align-items:flex-start}
.popular-item:last-child{border-bottom:none;padding-bottom:0}
.popular-num{font-family:'DM Serif Display',serif;font-size:1.3rem;color:#CBD5E1;flex-shrink:0;line-height:1}
.popular-item h4{font-size:.8rem;font-weight:600;color:var(--navy);line-height:1.4;margin-bottom:2px}
.popular-item h4 a{color:inherit}
.popular-item h4 a:hover{color:var(--blue);text-decoration:none}
.popular-item .pmeta{font-size:.7rem;color:var(--slate)}

/* Newsletter */
.newsletter-widget{background:var(--amber-lt);border-color:#FCD34D!important}
.newsletter-widget .widget-head{background:rgba(217,119,6,.08);border-bottom-color:#FCD34D}
.newsletter-widget .widget-head h3{color:var(--amber)}
.newsletter-widget .widget-body p{font-size:.82rem;color:#92400E;margin-bottom:12px;line-height:1.6}
.nl-form input{width:100%;padding:9px 12px;border:1.5px solid #FCD34D;border-radius:7px;font-size:.82rem;font-family:inherit;background:var(--white);margin-bottom:8px;outline:none}
.nl-form input:focus{border-color:var(--amber);box-shadow:0 0 0 3px rgba(217,119,6,.1)}
.nl-form button{width:100%;padding:9px;background:var(--amber);color:#fff;border:none;border-radius:7px;font-weight:700;font-size:.83rem;cursor:pointer;transition:background .2s}
.nl-form button:hover{background:#B45309}
.nl-form .legal{font-size:.67rem;color:#A16207;margin-top:6px;line-height:1.5}


/* ════════════════════════════
   CALCULATOR STRIP (homepage-only)
════════════════════════════ */
.calculator-grid{
    max-width:1200px;
    width:100%;
    margin:0 auto;
    display:grid;
    grid-template-columns:repeat(3,minmax(0,1fr));
    gap:16px;
}

/* ========================= */

.calculator-card{
    display:flex;
    align-items:center;
    gap:15px;
    background:#fff;
    border:1px solid #e7e7e7;
    border-radius:10px;
    padding:16px;
    transition:.25s ease;
    min-width:0;
}

.calculator-card:hover{
    box-shadow:0 6px 16px rgba(0,0,0,.06);
}

/* ========================= */

.icon-box{
    width:56px;
    height:56px;
    min-width:56px;
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:24px;
    flex-shrink:0;
}

/* ========================= */

.calculator-card .content{
    display:flex;
    flex-direction:column;
    min-width:0;
    flex:1;
}

.calculator-card .content h3{
    margin:0 0 4px;
    color:#1b2545;
    font-size:16px;
    font-weight:700;
    line-height:1.35;
}

.calculator-card .content a{
    display:inline-flex;
    align-items:center;
    gap:6px;
    color:#1f5fff;
    text-decoration:none;
    font-size:14px;
    font-weight:600;
}

.calculator-card .content a i{
    margin-left:0;
    font-size:11px;
}

/* =====================================
   TABLET
===================================== */

@media (max-width:992px){

    .calculator-grid{
        grid-template-columns:repeat(2,minmax(0,1fr));
    }

}

/* =====================================
   MOBILE
===================================== */

@media (max-width:768px){

    .calculator-grid{
        display:grid !important;
        grid-template-columns:1fr !important;
        grid-auto-flow:row;
        width:100%;
        gap:14px;
    }

    .calculator-card{
        width:100%;
        max-width:100%;
    }

}/* =====================================
   SMALL PHONES
===================================== */

@media (max-width:380px){

    .calculator-card{
        padding:12px;
        gap:10px;
    }

    .icon-box{
        width:42px;
        height:42px;
        min-width:42px;
        font-size:18px;
    }

    .calculator-card .content h3{
        font-size:14px;
        line-height:1.3;
    }

    .calculator-card .content a{
        font-size:12px;
    }

}

/* ════════════════════════════
   TOPICS SECTION
════════════════════════════ */

.topics-section{
  background: var(--bg);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 40px 0;
}

.topics-inner{
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
}

.topic-card{
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 16px 18px;
  transition: 0.2s ease;
  cursor: pointer;
}

.topic-card:hover{
  transform: translateY(-2px);
  border-color: var(--primary);
  box-shadow: 0 6px 18px rgba(0,0,0,0.06);
}

/* icon + title inline */
.topic-header{
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 8px;
}

.topic-icon{
  font-size: 18px;
  line-height: 1;
}

.topic-title{
  font-size: 15px;
  font-weight: 600;
  color: var(--text);
}

/* description */
.topic-desc{
  font-size: 13px;
  color: var(--muted);
  line-height: 1.4;
}
/* ════════════════════════════
   WHY US BANNER
════════════════════════════ */

.why-banner{
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy2) 100%);
  padding: 55px 0;
  color: #fff;
  border-radius:10px; /* rounded cards */

}

/* OUTER CONTAINER (MORE ROUNDED) */
.why-container{
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 24px; /* increased roundness */
  padding: 30px;
  backdrop-filter: blur(8px);
  box-shadow: 0 20px 50px rgba(0,0,0,0.15);
}



.why-link,
.why-link:visited,
.why-link:hover,
.why-link:active{
  color:#fff;
  font-size:.8rem;
  font-weight:600;
  color:#fff !important;
  text-decoration:none;
}

/* ROW FLEX LAYOUT (IMPORTANT CHANGE) */
.why-grid{
  display:flex;
  flex-wrap:wrap;
  gap:16px;
}

/* CARD STYLE */
.why-item{
  flex: 1 1 calc(50% - 16px); /* 2 per row on desktop */
  min-width: 240px;

  display:flex;
  gap:12px;
  align-items:flex-start;

  padding:16px;
  border-radius:18px; /* rounded cards */
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
  transition: 0.25s ease;
}

.why-item:hover{
  transform: translateY(-4px);
  background: rgba(255,255,255,0.06);
  border-color: rgba(255,255,255,0.15);
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

.why-icon{
  font-size:1.35rem;
  flex-shrink:0;
  margin-top:2px;
}

.why-item h4{
  font-size:.95rem;
  font-weight:700;
  color:#fff;
  margin-bottom:4px;
}

.why-item p{
  font-size:.8rem;
  color:#94BBDD;
  line-height:1.6;
}

/* RESPONSIVE */
@media(max-width: 768px){
  .why-item{
    flex: 1 1 100%;
  }

  .why-container{
    border-radius: 20px;
    padding: 22px;
  }

  .section-head{
    flex-direction:column;
    align-items:flex-start;
  }
}

/* ════════════════════════════
   FAQ STRIP
════════════════════════════ */
.faq-strip{background:var(--white);padding:44px 0;border-top:1px solid var(--border)}
.faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:0 40px;margin-top:24px}
.faq-item{border-bottom:1px solid var(--border)}
.faq-q{width:100%;background:none;border:none;text-align:left;padding:15px 0;font-size:.9rem;font-weight:600;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;font-family:'Inter',sans-serif}
.faq-q .chev{color:#CBD5E1;transition:transform .2s;flex-shrink:0;font-size:.85rem}
.faq-a{font-size:.83rem;color:var(--slate);line-height:1.7;padding-bottom:14px;display:none}
.faq-item.open .faq-a{display:block}
.faq-item.open .chev{transform:rotate(180deg);color:var(--blue)}
.faq-item.open .faq-q{color:var(--blue)}

/* ════════════════════════════
   FOOTER
════════════════════════════ */
.site-footer{background:var(--navy);color:#94BBDD;padding:40px 0 20px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;margin-bottom:28px}
.footer-brand{font-family:'DM Serif Display',serif;font-size:1.2rem;color:#fff;margin-bottom:10px}
.footer-brand span{color:#60A5FA}
.footer-desc{font-size:.79rem;line-height:1.7;color:#475569;margin-bottom:14px}
.social-links{display:flex;gap:10px}
.social-link{width:32px;height:32px;background:rgba(255,255,255,.07);border-radius:6px;display:flex;align-items:center;justify-content:center;color:#94BBDD;font-size:.82rem;text-decoration:none;transition:all .2s}
.social-link:hover{background:var(--blue);color:#fff;text-decoration:none}
.footer-col h4{color:#CBD5E1;font-size:.74rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px}
.footer-col a{display:block;color:#475569;font-size:.79rem;margin-bottom:7px;transition:color .2s;text-decoration:none}
.footer-col a:hover{color:#fff}
.footer-bottom{border-top:1px solid #1E3A5F;padding-top:16px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}
.footer-bottom p{font-size:.73rem;color:#475569}
.footer-links{display:flex;gap:14px;flex-wrap:wrap}
.footer-links a{font-size:.71rem;color:#475569;text-decoration:none}
.footer-links a:hover{color:#94BBDD}





/* ═══ INTRO CONTENT ═══ */
    .cat-intro-section {
      background: var(--white);
      border: 1px solid var(--card-border);
      border-radius: var(--radius-lg);
      padding: 24px 24px 20px;
      margin-bottom: 28px;
      box-shadow: var(--card-shadow);
      margin-top: 28px;
    font-family:inherit;


    }
    .cat-intro-section h2 {
      font-size: 18px;
      font-weight: 700;
      margin-bottom: 12px;
      color: var(--text-primary);
    }
}
    .cat-intro-section h3 {
      font-size: 12px;
      font-weight: 600;
      margin-bottom: 12px;
      color: var(--text-primary);
    }

    .cat-intro-section p {
      font-size: 14.5px;
      color: #334155;
      line-height: 1.7;
      margin-bottom: 12px;
    }
    .cat-intro-section p:last-child { margin-bottom: 0; }
    .cat-intro-section strong { color: var(--text-primary); }


/* ═══ INTRO CONTENT ═══ */
    .pages-containor {
      background: var(--white);
      border: 1px solid var(--card-border);
      border-radius: var(--radius-lg);
      padding: 24px 24px 20px;
      margin-bottom: 28px;
      box-shadow: var(--card-shadow);
    font-family:inherit;


    }
    .pages-containor h2 {
      font-size: 18px;
      font-weight: 700;
      margin-bottom: 12px;
      color: var(--text-primary);
    }
}
    .pages-containor h3 {
      font-size: 12px;
      font-weight: 600;
      margin-bottom: 12px;
      color: var(--text-primary);
    }

    .pages-containor p {
      font-size: 12px;
      color: #334155;
      line-height: 1.7;
      margin-bottom: 12px;
    }
    .pages-containor p:last-child { margin-bottom: 0; }
    .pages-containor strong { color: var(--text-primary); }


/* ═══ TOOL CHECKLIST ═══ */
    .cat-tool-list {
      list-style: none;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 8px 20px;
      margin-top: 16px;
    }
    .cat-tool-list li {
      font-size: 13.5px;
      color: #334155;
      display: flex;
      align-items: flex-start;
      gap: 7px;
    }
    .cat-tool-list li::before {
      content: '✓';
      color: var(--success);
      font-weight: 700;
      flex-shrink: 0;
      margin-top: 1px;
    }

/* ═══ FAQ ═══ */
    .cat-faq-section {
      background: var(--white);
      border: 1px solid var(--card-border);
      border-radius: var(--radius-lg);
      padding: 24px;
      margin-bottom: 28px;
      box-shadow: var(--card-shadow);
    }
    .cat-faq-section h2 {
      font-size: 20px;
      font-weight: 700;
      margin-bottom: 18px;
      color: var(--text-primary);
    }
    .cat-faq-item { border-bottom: 1px solid var(--card-border); }
    .cat-faq-item:last-child { border-bottom: none; }
    .cat-faq-q {
      width: 100%;
      background: none;
      border: none;
      cursor: pointer;
      padding: 15px 0;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 12px;
      font-size: 14.5px;
      font-weight: 600;
      color: var(--text-primary);
      text-align: left;
    }
    .cat-faq-q .chev {
      font-size: 11px;
      color: var(--text-muted);
      transition: transform .2s;
      flex-shrink: 0;
    }
    .cat-faq-q[aria-expanded="true"] .chev { transform: rotate(180deg); }
    .cat-faq-a {
      display: none;
      font-size: 14px;
      color: #334155;
      line-height: 1.7;
      padding-bottom: 16px;
    }
    .cat-faq-a.open { display: block; }

/* ═══ BREADCRUMB ═══ */
    .cat-breadcrumb-bar {
      background: #fff;
      border-bottom: 1px solid var(--card-border);
    }
    .cat-breadcrumb-inner {
      max-width: var(--max-w);
      margin: 0 auto;
      padding: 9px 20px;
    }
    .cat-breadcrumb {
      display: flex;
      align-items: center;
      gap: 6px;
      font-size: 13px;
      color: var(--text-muted);
      list-style: none;
      flex-wrap: wrap;
    }
    .cat-breadcrumb li { display: flex; align-items: center; gap: 6px; }
    .cat-breadcrumb li:not(:last-child)::after { content: '›'; color: var(--text-light); }
    .cat-breadcrumb a { color: var(--text-muted); }
    .cat-breadcrumb a:hover { color: var(--accent); }
    .cat-breadcrumb li:last-child { color: var(--text-primary); font-weight: 500; }


.related-card {
      text-decoration: none !important;
    }







/* ═══════════════════════════════════════
   CATEGORY CALCULATOR CARDS
   EverydayCalcPro
═══════════════════════════════════════ */

/* ═══════════════════════════════════════
   CATEGORY CALCULATOR CARDS
   EverydayCalcPro
═══════════════════════════════════════ */

.cat-topics-inner{
    display:grid;
    grid-template-columns:repeat(3,minmax(0,1fr));
    gap:18px;
    margin-top:20px;
}

/* ===========================
   CARD
=========================== */

.cat-calculator-card{
    display:flex;
    flex-direction:column;
    background:#fff;
    border:1px solid #e5e7eb;
    border-radius:14px;
    padding:20px;
    transition:.25s ease;
    height:100%;
}

.cat-calculator-card:hover{
    border-color:#cbd5e1;
    transform:translateY(-4px);
    box-shadow:0 10px 24px rgba(0,0,0,.07);
}

/* ===========================
   HEADER
=========================== */

.cat-card-header{
    display:flex;
    align-items:center;
    gap:14px;
    margin-bottom:16px;
}

.cat-card-header h3{
    margin:0;
    font-size:18px;
    font-weight:700;
    color:#172554;
    line-height:1.35;
}

/* ===========================
   ICON
=========================== */

.cat-icon-box{
    width:50px;
    height:50px;
    min-width:50px;
    border-radius:12px;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:20px;
}

.cat-icon-box strong{
    font-size:16px;
    font-weight:700;
}

/* ===========================
   CONTENT
=========================== */

.cat-content{
    display:flex;
    flex-direction:column;
    flex:1;
}

.cat-content p{
    margin:0;
    color:#64748b;
    font-size:15px;
    line-height:1.65;
    flex:1;
}

/* ===========================
   BUTTON
=========================== */

.cat-content a{
    display:inline-flex;
    align-items:center;
    gap:8px;
    margin-top:18px;
    color:#2563eb;
    text-decoration:none;
    font-size:15px;
    font-weight:600;
    transition:.2s;
}

.cat-content a i{
    font-size:12px;
    transition:.2s;
}

.cat-content a:hover{
    color:#1d4ed8;
}

.cat-content a:hover i{
    transform:translateX(4px);
}

/* ===========================
   TABLET
=========================== */

@media (max-width:1024px){

    .cat-topics-inner{
        grid-template-columns:repeat(2,minmax(0,1fr));
    }

}

/* ===========================
   MOBILE
=========================== */

@media (max-width:768px){

    .cat-topics-inner{
        grid-template-columns:1fr;
        gap:16px;
    }

    .cat-calculator-card{
        padding:18px;
        border-radius:12px;
    }

    .cat-card-header{
        gap:12px;
        margin-bottom:14px;
    }

    .cat-card-header h3{
        font-size:17px;
    }

    .cat-icon-box{
        width:46px;
        height:46px;
        min-width:46px;
        font-size:18px;
    }

    .cat-content p{
        font-size:14px;
        line-height:1.6;
    }

    .cat-content a{
        font-size:14px;
        margin-top:16px;
    }

}

/* ===========================
   SMALL PHONES
=========================== */

@media (max-width:480px){

    .cat-calculator-card{
        padding:16px;
    }

    .cat-card-header h3{
        font-size:16px;
    }

    .cat-content p{
        font-size:13.5px;
    }

    .cat-icon-box{
        width:42px;
        height:42px;
        min-width:42px;
        font-size:17px;
        border-radius:10px;
    }

}

/* Icon Backgrounds + Colors */

.mortgage{
    background:#eef2ff;
    color:#2463ff;
}

.loan{
    background:#e8f7ee;
    color:#18a558;
}

.bmi{
    background:#f1e9ff;
    color:#7c3aed;
}

.percentage{
    background:#fdf7e7;
    color:#f4b400;
}

.vat{
    background:#f2f4f7;
    color:#2563eb;
}

.roi{
    background:#e8f8ef;
    color:#16a34a;
}

.investment{
    background:#f1e9ff;
    color:#6d28d9;
}

.salary{
    background:#fff0e7;
    color:#f97316;
}

.tax{
    background:#eef3ff;
    color:#2563eb;
}
/* =====================================
   BUSINESS & TAX CALCULATOR ICON COLORS
===================================== */

.profit-margin{
    background:#e8f8ef;
    color:#16a34a;
}

.markup{
    background:#eef2ff;
    color:#4f46e5;
}

.break-even{
    background:#fff4e6;
    color:#ea580c;
}

.sales-tax{
    background:#eef6ff;
    color:#2563eb;
}

.invoice-rate{
    background:#f3f0ff;
    color:#7c3aed;
}

.discount-calc{
    background:#fffbeb;
    color:#d97706;
}
/* =====================================
   FINANCE & LOANS CALCULATOR ICON COLORS
===================================== */

.emi{
    background:#eef2ff;
    color:#4f46e5;
}

.interest{
    background:#eff6ff;
    color:#2563eb;
}

.compound-interest{
    background:#ecfdf5;
    color:#16a34a;
}

.debt-payoff{
    background:#fff1f2;
    color:#e11d48;
}

.savings{
    background:#ecfeff;
    color:#0891b2;
}

.amortization{
    background:#fff7ed;
    color:#ea580c;
}

/* =====================================
   HEALTH & FITNESS CALCULATOR COLORS
===================================== */

.calorie{
    background:#fff7ed;
    color:#ea580c;
}

.bmr{
    background:#eef2ff;
    color:#4f46e5;
}

.body-fat{
    background:#fff1f2;
    color:#e11d48;
}

.ideal-weight{
    background:#ecfdf5;
    color:#16a34a;
}

.tdee{
    background:#eff6ff;
    color:#2563eb;
}

.calorie-deficit{
    background:#fef3c7;
    color:#d97706;
}

.water-intake{
    background:#ecfeff;
    color:#0891b2;
}

.protein-intake{
    background:#f3e8ff;
    color:#7c3aed;
}

/* =====================================
   MATH TOOLS CALCULATOR ICON COLORS
===================================== */

.scientific{
    background:#eef2ff;
    color:#4f46e5;
}

.fraction{
    background:#eff6ff;
    color:#2563eb;
}

.average{
    background:#ecfeff;
    color:#0891b2;
}

.square-root{
    background:#fff7ed;
    color:#ea580c;
}

.gpa{
    background:#f3e8ff;
    color:#7c3aed;
}

.age-calc{
    background:#ecfdf5;
    color:#16a34a;
}

.std-dev{
    background:#fef2f2;
    color:#dc2626;
}

.ratio{
    background:#fffbeb;
    color:#d97706;
}

/* =====================================
   HOME & LIVING CALCULATOR ICON COLORS
===================================== */

.rent-affordability{
    background:#ecfdf5;
    color:#16a34a;
}

.budget-home{
    background:#eef2ff;
    color:#4f46e5;
}

.mortgage-affordability{
    background:#eff6ff;
    color:#2563eb;
}

.electricity-cost{
    background:#fff7ed;
    color:#ea580c;
}

.tip-calc{
    background:#fffbeb;
    color:#d97706;
}

.moving-cost{
    background:#f3e8ff;
    color:#7c3aed;
}

.renovation{
    background:#ecfeff;
    color:#0891b2;
}

.monthly-expense{
    background:#fef2f2;
    color:#dc2626;
}

.time-calc{
    background:#f0fdf4;
    color:#15803d;
}

/* =====================================
   CONVERTERS CATEGORY ICON COLORS
   (SEMANTIC + SCALABLE SYSTEM)
===================================== */

.converter-length{
    background:#ecfdf5;
    color:#16a34a;
}

.converter-weight{
    background:#eef2ff;
    color:#4f46e5;
}

.converter-temperature{
    background:#eff6ff;
    color:#2563eb;
}

.converter-volume{
    background:#fff7ed;
    color:#ea580c;
}

.converter-speed{
    background:#fffbeb;
    color:#d97706;
}

.converter-area{
    background:#f3e8ff;
    color:#7c3aed;
}

.converter-energy{
    background:#ecfeff;
    color:#0891b2;
}

.converter-data{
    background:#fef2f2;
    color:#dc2626;
}

.converter-currency{
    background:#f0fdf4;
    color:#15803d;
}
/* ===============================
   SMALL MOBILE
=============================== */

@media (max-width:420px){

    .cat-calculator-card{
        padding:16px;
    }

    .cat-content h3{
        font-size:16px;
    }

    .cat-content p{
        font-size:13.5px;
    }

}


/* ═══════════════════════════════════════
   FORM — Shared (Advertise + Contact)
═══════════════════════════════════════ */

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin-bottom: 18px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-group.full-width {
  grid-column: 1 / -1;
}

.form-group label {
  font-size: 0.875rem;
  font-weight: 600;
  color: #374151;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 10px 14px;
  font-size: 0.95rem;
  color: #111827;
  background: #f9fafb;
  border: 1px solid #d1d5db;
  border-radius: 8px;
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
  box-sizing: border-box;
  font-family: inherit;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: #2563eb;
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.12);
  background: #fff;
}

.form-group input::placeholder,
.form-group textarea::placeholder {
  color: #9ca3af;
  font-size: 0.9rem;
}

.form-group select {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 36px;
  cursor: pointer;
}

.form-group textarea {
  resize: vertical;
  min-height: 110px;
  line-height: 1.6;
}

/* ═══ Submit Button ═══ */

.submit-btn {
  display: inline-block;
  margin-top: 10px;
  padding: 12px 32px;
  font-size: 1rem;
  font-weight: 600;
  color: #fff;
  background: #2563eb;
  border: none;
  border-radius: 8px;
  cursor: pointer;
  transition: background 0.2s, transform 0.15s;
  font-family: inherit;
}

.submit-btn:hover {
  background: #1d4ed8;
  transform: translateY(-1px);
}

.submit-btn:active {
  background: #1e40af;
  transform: translateY(0);
}

/* ═══ Success Message ═══ */

.form-success {
  background: #dcfce7;
  color: #166534;
  padding: 14px 20px;
  border-radius: 8px;
  text-align: center;
  font-weight: 600;
  margin-bottom: 20px;
  font-size: 0.95rem;
}

/* ═══════════════════════════════════════
   RESPONSIVE — Tablet & Mobile
═══════════════════════════════════════ */

@media (max-width: 768px) {
  .form-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .form-group.full-width {
    grid-column: 1;
  }

  .form-group input,
  .form-group select,
  .form-group textarea {
    font-size: 1rem; /* prevents iOS zoom on focus */
    padding: 11px 13px;
  }

  .submit-btn {
    width: 100%;
    text-align: center;
    padding: 13px;
  }
}

@media (max-width: 480px) {
  .form-group label {
    font-size: 0.85rem;
  }

  .form-group input,
  .form-group select,
  .form-group textarea {
    border-radius: 6px;
  }

  .submit-btn {
    font-size: 0.95rem;
    border-radius: 6px;
  }
}

/* ═══════════════════════════════════════
   SITEMAP PAGE
═══════════════════════════════════════ */

.sitemap-intro {
  margin-bottom: 10px;
}

.sitemap-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 24px;
}

.sitemap-card {
  background: #f9fafb;
  border: 1px solid #e5e7eb;
  border-radius: 10px;
  padding: 22px 24px;
}

.sitemap-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #1e3a5f;
  margin: 0 0 14px 0;
  padding-bottom: 10px;
  border-bottom: 2px solid #2563eb;
  display: flex;
  align-items: center;
  gap: 8px;
}

.sitemap-card ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 9px;
}

.sitemap-card ul li a {
  font-size: 0.9rem;
  color: #2563eb;
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 6px;
  transition: color 0.2s;
}

.sitemap-card ul li a::before {
  content: "›";
  font-size: 1.1rem;
  color: #93c5fd;
  flex-shrink: 0;
}

.sitemap-card ul li a:hover {
  color: #1d4ed8;
  text-decoration: underline;
}

/* ── Responsive ── */

@media (max-width: 900px) {
  .sitemap-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 560px) {
  .sitemap-grid {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .sitemap-card {
    padding: 18px;
  }
}
/* ════════════════════════════
   RESPONSIVE
════════════════════════════ */
@media(max-width:1024px){
  .content-grid{grid-template-columns:1fr 270px;gap:22px}
  .calc-grid{grid-template-columns:repeat(2,1fr)}
  .why-grid{grid-template-columns:repeat(2,1fr)}
  .hero-inner{grid-template-columns:1fr}
}
@media(max-width:768px){
  .menu-toggle{display:block}
  .site-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy);padding:16px 20px;flex-direction:column;gap:12px;border-top:1px solid rgba(255,255,255,.08);box-shadow:0 8px 24px rgba(0,0,0,.3)}
  .site-nav.open{display:flex}
  .site-nav a{font-size:.9rem;padding:6px 0}
  .logo-tagline{display:none;}
  .content-grid{grid-template-columns:1fr}
  .sidebar{position:static}
  .featured-card{grid-template-columns:1fr}
  .featured-img{min-height:180px}
  .post-grid{grid-template-columns:1fr}
  .hero-inner{grid-template-columns:1fr}
  .hero-card{display:none}
  .topics-inner{grid-template-columns:repeat(2,1fr)}
  .faq-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .why-grid{grid-template-columns:1fr 1fr}

  .calculator-grid{grid-template-columns:1fr;}
  .calculator-card{padding:16px;}
  .icon-box{width:52px;height:52px;min-width:52px;font-size:24px;}
  .calculator-card .content h3{font-size:15px;}
  .calculator-card .content a{font-size:13px;}

  .cat-tool-list { grid-template-columns: 1fr; }

}
@media(max-width:480px){
  .topics-inner{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero-search{flex-direction:column;border-radius:9px}
  .hero-search button{border-radius:0 0 7px 7px;width:100%;text-align:center}
  .calc-grid{grid-template-columns:1fr}
  .why-grid{grid-template-columns:1fr}
  .stats-inner{gap:24px}
}
/* =====================================
   TABLET
===================================== */

@media (max-width: 992px){
    .calculator-grid{
        grid-template-columns:repeat(2,1fr);
    }
}
.badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:#CBD5E1;padding:4px 12px;border-radius:20px;font-size:.72rem;font-weight:500}
.badge.green{background:rgba(22,163,74,.2);border-color:rgba(22,163,74,.4);color:#86EFAC}